How to Choose a Long-Term Care Facility

A step-by-step process for finding the right nursing home, assisted living community, or long-term care facility — plus a printable checklist for your visits.

Choosing a long-term care facility for yourself or a loved one is a big decision, and it can be hard to know where to start. The process below breaks it into six manageable steps. Each one builds on the last, so it's worth working through them roughly in order rather than jumping straight to visiting facilities.

1

Assess needs & preferences

Start with what kind of help is actually needed — daily living assistance, nursing care, memory care, or therapy — and what matters to the person, like location, meals, religious connection, or staying close to family.

2

Ask around & build a shortlist

Talk to doctors, social workers, friends, and your local Area Agency on Aging about their experience with specific facilities. Use those recommendations, plus your own search, to narrow down a handful of options.

3

Call, then tour each one — twice

Call first to check cost, availability, and any waitlist. Then visit in person — and go back a second time, unannounced, on a different day or time. Staffing and atmosphere can look very different outside a scheduled tour.

4

Interview staff & verify licensing

Ask about staffing ratios, turnover, medical oversight, and — if relevant — dementia care training. Independently verify the facility's license status rather than relying on what you're told during the tour.

5

Confirm costs & what's covered

Get detailed, written information on pricing and what's included. Ask directly whether Medicare, Medicaid, or long-term care insurance will cover any portion of the cost.

6

Read the contract carefully, then decide

Once you've chosen a facility, read the full contract before signing — more than once if needed — and ask about anything that isn't clear. It's easier to ask questions now than to resolve confusion later.

This process is adapted from the National Institute on Aging (part of the National Institutes of Health)'s guide, "How To Choose a Nursing Home or Other Long-Term Care Facility". Their full guide includes additional detail on each step and is worth reading directly.


Independent Tools to Check Facility Quality

Before you decide, it's worth checking a facility's official record — not just what's presented during a tour.


Facility Visit Checklist

Bring this list with you on tours — a printed copy or just this page on your phone. Using the same checklist at every facility makes it much easier to compare them afterward.

Basic Information

  • Medicare and/or Medicaid certified?
  • Current state license status confirmed independently?
  • Offers the specific level of care needed?
  • Bed or unit currently available, or is there a waitlist?

Staff & Care

  • How many staff are on-site during the day vs. overnight?
  • Is a nurse on-site or on-call, and during what hours?
  • What is staff turnover like — same caregivers day to day?
  • Do staff greet residents by name?
  • Is there a doctor who checks on residents regularly?

Memory Care Specific (if applicable)

  • Staff specifically trained in dementia care?
  • Secured entries/exits to prevent unsafe wandering?
  • Safe outdoor access, even from a locked unit?
  • Structured activities designed for cognitive engagement?

Environment & Safety

  • Clean, well-lit, and well-maintained throughout?
  • Exits clearly marked; smoke detectors visible?
  • Residents appear appropriately dressed and cared for?
  • Warm, respectful interaction between staff and residents observed?

Daily Life

  • What activities are offered during the week and on weekends?
  • Can residents help choose or plan activities?
  • What does the food actually look like at mealtime?
  • How do residents get to medical appointments?

Costs & Paperwork

  • Full written cost breakdown obtained — what's included vs. extra?
  • Confirmed what Medicare/Medicaid/insurance will and won't cover?
  • Contract reviewed carefully, with all questions answered, before signing?

This checklist was independently written for Utah Senior Care Finder, organized around the general categories covered in Medicare's official "Questions to Ask When You Visit a Nursing Home" checklist (CMS-12130) — their version goes into significantly more detail and is worth bringing along as well.

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